You may apply for an OpenRoad Lending auto refinance loan online or over the phone. However, OpenRoad Lending will still review your loan to ensure that other criteria like income and employment history meet the lender’s requirements before finally approving or rejecting your loan application. Pre-approval gives you an idea of what rates and terms you’ll be offered, too. Although pre-approval isn’t a hard-and-fast commitment from the company that it will fund your loan, it’s a good indication of whether OpenRoad Lending will lend to you. OpenRoad Lending offers an easy pre-approval process, with applicants often receiving a decision in less than five minutes. Pros explained Quick pre-approval process OpenRoad Lending auto refinance pros and cons OpenRoad Lending seeks to address this problem by helping those with credit scores as low as 500 secure the best car loan rates. If you had a low credit score upon your original auto loan application, it's likely that you only qualified for loans with high interest rates and fees. Refinancing an auto loan could save borrowers thousands of dollars in interest fees, depending on the terms of the original loan. Hawaii Alaska Florida South Carolina Georgia Alabama North Carolina Tennessee RI Rhode Island CT Connecticut MA Massachusetts Maine NH New Hampshire VT Vermont New York NJ New Jersey DE Delaware MD Maryland West Virginia Ohio Michigan Arizona Nevada Utah Colorado New Mexico South Dakota Iowa Indiana Illinois Minnesota Wisconsin Missouri Louisiana Virginia DC Washington DC Idaho California North Dakota Washington Oregon Montana Wyoming Nebraska Kansas Oklahoma Pennsylvania Kentucky Mississippi Arkansas Texas See Rates Best for low credit scores
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